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Commercial Loans
We will help you find the best loan which meets your needs and goals. Start your 10 min assessment today.
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Need a Refinance?
Save money by refinancing your commercial property. Nearing a balloon payment? We have a permanent fix for that. Apply now!
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Equipment Financing
Whether it’s to purchase, replace or expand, we have programs to meet your need. Credit challenged welcome.
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Hard Money Loans
If you have a low credit score, no collateral to secure a commercial, business or residential investment loan, then a Hard Money Loan is a great option for you..
View Services →
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About Us
Our mission here at Palm Island Financial, LLC is to provide you with the best loan options on commercial properties. Although we are based out of Miami, Florida, we can service you from whatever state you and/or your project is located throughout the United States.
We know how frustrating it can be to go to a bank for a commercial loan, business loan or equipment loan, only to be turned away because they do not hold the loan type you need, in their portfolio. You are considered a nonconforming borrower with a nonconforming loan type.
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Frequently Asked Questions
[/vc_column_text][vc_toggle title=”What kind of commercial loan program do you offer?” style=”round_outline” color=”grey” el_id=”1444825588835-f3c49cbe-b447″]We provide funding for the purchase and refinance of commercial real estate (including land), business financing including (start-ups and franchises).[/vc_toggle][vc_toggle title=”Can I buy a business with no money?” style=”round_outline” color=”grey” el_id=”1444825640742-c7480fea-a24b”]There may be a loan option available at the time you apply. Please inquire giving us full detail of your project on our intake form. Normally you will need some cash injection to put into the deal. However, if you have purchased any items for your business, they may qualify to be used as your cash injection contribution.[/vc_toggle][vc_toggle title=”How much cash do I need to buy a business?” style=”round_outline” color=”grey” el_id=”1444825639564-c954570e-f88c”]Usually 30% is required meaning the lender will only finance up to 70%. There are some loans that will finance 75%, 80% depending on the property type, loan type and other variables that come into to play to meet the program requirements.
There may be specialty programs that where the lender will finance a percentage, you must come in with a percentage and will allow the seller to contribute a percentage..[/vc_toggle][/vc_column][/vc_row][vc_row type=”container” padding_top=”” padding_bottom=””][vc_column width=”1/6″][/vc_column][vc_column width=”2/3″][vc_separator color=”#e2e2e2″ type=”small” position=”center” thickness=”1″ up=”” down=”” css=”.vc_custom_1444832529176{margin-top: 20px !important;}”][vc_column_text css_animation=”bottom-to-top” css=”.vc_custom_1462067969634{padding-top: 20px !important;}”]
Helping Small & Medium Businesses just like yours
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Skilled Professionals
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Qualty Service
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100% Satisfaction
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Why Choose Us?
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We have over 20 years experience providing expert financial advice.
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A young, enthusiastic team of advisers are always here to help.
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Our financial specialists ensure you get the optimum results.
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Ask About Our Robust Lending Solutions
Your trusted commercial lending resource in Miami.
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Request a Call Back
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Would you like to speak to one of our seasoned financial advisers over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.
For Businesses: Do you have questions about how we can help your company? Send us an email and we’ll get in touch shortly, or phone 305-330-4304 between 9:00 AM and 5:00 PM Monday to Friday — we would be delighted to speak.
Note: Your details are kept strictly confidential as per our Privacy Policy.
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