Expert Financial Advice
With over 20 years of experience we’ll ensure
you always get the best guidance.
Investment Guidance
We bring decades of proven industry expertise
in driving our investment approach.
Friendly Assistance
We’re famous for our friendly, personal help
with every area of your financial affairs.
Commercial Loans
We will help you find the best loan which meets your needs and goals. Start your 10 min assessment today.
Need a Refinance?
Save money by refinancing your commercial property. Nearing a balloon payment? We have a permanent fix for that. Apply now!
Equipment Financing
Whether it’s to purchase, replace or expand, we have programs to meet your need. Credit challenged welcome.
Hard Money Loans
If you have a low credit score, no collateral to secure a commercial, business or residential investment loan, then a Hard Money Loan is a great option for you..
View Services →
About Us
Our mission here at Palm Island Financial, LLC is to provide you with the best loan options on commercial properties. Although we are based out of Miami, Florida, we can service you from whatever state you and/or your project is located throughout the United States.
We know how frustrating it can be to go to a bank for a commercial loan, business loan or equipment loan, only to be turned away because they do not hold the loan type you need, in their portfolio. You are considered a nonconforming borrower with a nonconforming loan type.
What kind of commercial loan program do you offer?
We provide funding for the purchase and refinance of commercial real estate (including land), business financing including (start-ups and franchises).
Can I buy a business with no money?
There may be a loan option available at the time you apply. Please inquire giving us full detail of your project on our intake form. Normally you will need some cash injection to put into the deal. However, if you have purchased any items for your business, they may qualify to be used as your cash injection contribution.
How much cash do I need to buy a business?
Usually 30% is required meaning the lender will only finance up to 70%. There are some loans that will finance 75%, 80% depending on the property type, loan type and other variables that come into to play to meet the program requirements.
There may be specialty programs that where the lender will finance a percentage, you must come in with a percentage and will allow the seller to contribute a percentage..
Helping Small & Medium Businesses just like yours
Skilled Professionals
Qualty Service
100% Satisfaction
Why Choose Us?
Experienced
We have over 20 years experience providing expert financial advice.
Great Communication
A young, enthusiastic team of advisers are always here to help.
Many Loan Programs
Our financial specialists ensure you get the optimum results.
Ask About Our Robust Lending Solutions
Your trusted commercial lending resource in Miami.
Request a Call Back
Would you like to speak to one of our seasoned financial advisers over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.
For Businesses: Do you have questions about how we can help your company? Send us an email and we’ll get in touch shortly, or phone 786-530-3163 between 9:00 AM and 5:00 PM Monday to Friday — we would be delighted to speak.